Net Worth Calculator

Your net worth is the clearest snapshot of your overall financial health — it's simply what you own minus what you owe. Whether you're just starting out or well into your wealth-building journey, knowing your net worth gives you a baseline to measure progress, set goals, and make smarter financial decisions.

🏦 Assets

Checking & Savings Accounts ($)

Investment Accounts (Brokerage, Stocks, ETFs) ($)

Retirement Accounts (401k, IRA, etc.) ($)

Primary Home / Real Estate Value ($)

Vehicle(s) Value ($)

Business Ownership Value ($) — Optional

Other Assets ($) — Optional

💳 Liabilities

Mortgage Balance ($)

Auto Loan Balance ($)

Student Loan Balance ($)

Credit Card Balances ($)

Personal / Other Loans ($) — Optional

Your Net Worth $0

Total Assets $0

Total Liabilities $0

💡 Net Worth Tips A positive net worth means your assets exceed your debts — a solid foundation. A negative net worth is common early in life (student loans, anyone?) and is a starting point, not a verdict. Recalculate every 6–12 months to track your progress. The fastest path to growth: build assets and chip away at high-interest debt simultaneously.