Free tools
Free tools for business decisions and everyday money questions.
These tools give estimates for educational purposes. They are not financial advice.
Showing all 15 tools
Business tools
For owners, finance teams and lenders.
Break-Even Analyzer
Find how many units or how much revenue it takes to cover your costs.
Open toolExcel Formula Explainer
Paste an Excel formula and get a plain-English explanation of how it works.
Open toolCost of Manual Reporting
Estimate what preparing recurring reports by hand costs your business each year.
Open toolDebt Service Coverage Ratio
See whether cash flow covers debt payments and how much more debt it can support.
Open toolBank Performance Ratios
Calculate efficiency ratio, ROA, ROE and net interest margin from financial statement figures.
Open toolPersonal finance
Planning, saving and borrowing.
Inflation-Adjusted Savings Goal
See what your savings target needs to be once inflation is factored in.
Open toolLoan Amortization Table
See how each payment splits between principal and interest over the life of a loan.
Open toolRoth IRA Growth Calculator
Project how your Roth IRA contributions could grow over time.
Open tool50/30/20 Budget Planner
Compare your spending to the 50/30/20 rule for needs, wants and savings.
Open toolCredit Card Payoff Calculator
Estimate how long it takes to pay off a card balance.
Open toolAuto Loan Calculator
Estimate the monthly payment on a car loan.
Open toolEmergency Fund Calculator
Find your target fund from your monthly expenses and months to cover, and see how much is left to save.
Open toolDebt to Income Ratio
See how your monthly debt payments compare with your income.
Open toolMortgage Affordability Calculator
Estimate how much home you can afford.
Open toolNet Worth Calculator
Add up what you own and what you owe to see your net worth.
Open toolNeed a tool built for your business?
We build custom Excel and web tools around the way your team actually works. Start with a free 30 minute strategy session.